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Banking Tips

Swift Code for Nigerian Banks



SWIFT Code means Society for Worldwide Inter-bank Financial Telecommunication.

SWIFT Code is also known as BIC, Bank Identifier Code. The SWIFT Code/ BIC makes it possible for your Nigerian domiciliary account to receive foreign currency directly into your account. The BIC is a unique Identification number for a particular bank. It is used  to transfer money between banks, especially for international wire transfers. Banks also uses it as a medium of communication. The SWIFT/BIC Code consists of 8 to 11 characters.

Below are the SWIFT codes for all bank in Nigeria.


CENTRAL BANK OF NIGERIA CBNINGLA Plot 33, Abubakar Tafawa Balewa Way, Central Business District, Cadastral Zone, Abuja, FCT
ACCESS BANK ABNGNGLA 999C, Danmole Street, Off Idejo Street, Off Adeola Odeku Street, Victoria Island, Lagos
CITIBANK CITINGLA 27, Kofo Abayomi Street, Victoria Island, Lagos
ECOBANK ECOCNGLA 21, Ahmadu Bello Way, Victoria Island, Lagos
FIRST BANK OF NIGERIA FBNINGLA Samuel Asabia House, 35 Marina, Lagos
FIDELITY BANK FIDTNGLA 2, Kofo Abayomi Street, Victoria Island, Lagos
FIRST CITY MONUMENT BANK FCMBNGLA PrimoseTowers, 17A, Tinubu Street, Lagos
JAIZ BANK JAIZNGLA Kano House, Plot 73, Ralph Shodeinde Street, Central Business District, Abuja
HERITAGE BANK HBCLNGLA 292B Ajose Adeogun Street, Victoria Island, Lagos
KEYSTONE BANK PLNINGLA Keystone House, 1, Keystone Crescent, Victoria Island, Lagos
POLARIS BANK PRDTNGLA 3, Akin Adesola Street, Victoria Island, Lagos
PROVIDUS BANK UMPLNGLA Plot 54, Adetokunbo Ademola Street, Victoria Island, Lagos
STANBIC IBTC SBICNGLA IBTC Place, Walter Carrington Crescent, Victoria Island, Lagos
STANDARD CHARTERED BANK SCBLNGLA 142, Ahmadu Bello Way, Victoria Island, Lagos
STERLING BANK NAMENGLA Sterling Towers, 20 Marina, Lagos
SUNTRUST BANK SUTGNGLA 1, Oladele Olashore Street, Victoria Island, Lagos
UNION BANK OF NIGERIA UBNINGLA Stallion Plaza, 36 Marina, Lagos
UNITED BANK FOR AFRICA (UBA) UNAFNGLA 57, Marina, Lagos Island, Lagos
UNITY BANK ICITNGLA Plot 42, Ahmed Onibudo Street, Victoria Island, Lagos
WEMA BANK WEMANGLA Wema Towers, 54 Marina, Lagos Island, Lagos
ZENITH BANK ZEIBNGLA Plot 84, Ajose Adeogun Street, Victoria Island, Lagos
CORONATION MERCHANT BANK ADHLNGLA St.Nicholas House, 6th Floor, 28A, Catholic Mission Street, P.M.B 12511, Marina, Lagos
FBN MERCHANT BANK KDHLNGLA 2, Broad Street, P.O. Box 4238, Lagos
FSDH MERCHANT BANK FSDHNGLA UAC House, 5th-8th Floor, 1/5 Odunlami Street, P.M.B 12913, Lagos
RAND MERCHANT BANK FIRNNGLA 3rd Floor Wings East Tower, 17A, Ozumba Mbadiwe Street, Victoria Island, Lagos


The registrations of SWIFT Codes are handled by Society for Worldwide Interbank Financial Telecommunication and their Headquarters is at LA HULPE, BELGIUM.





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Banking Tips

The easiest way to log dispense error with gtbank



Guaranty Trust Bank has gone another step further in trying to discongest their banking premises while also ensuring that their customers are satisfied at all time. They have been able to achieve this by dishing out a robust internet banking/mobile banking platform, SMS banking, cardless withdrawal, finger print withdrawal. Also taking the lead as the number one bank in Nigeria to start the USSD banking transactions.

They have gone one step ahead to ensure that their customer log their dispense error complain themselves without necessarily visiting the bank. Although, you can also report your dispense with other banks without visiting the bank but this can only be achieved via your internet banking/mobile banking profile or through their call center

Do you have a dispense error with gtbank, not a challenge, follow the link below to log your error.

See other ways of how to report your dispense error.


Click help centre-how to log a dispense-report dispense error.


Gtbank ATM

(With card)

Insert card-enter PIN-select more services-select log a dispense error

(Without card)

Press any key on the ATM, select Log a Dispense Error and follow the prompts


Internet Banking/Mobile Banking

Log in-Click cards-Dispense



Dial 08039003900, 08029002900, 01-4480000 and press 1 for self service option


Please note that your bank will never request for your PIN, Password, Card details or Token. Kindly ignore any email, SMS or call requesting for those details.



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Banking Tips

How to avoid fraudulent transactions on your account



So many Nigerians have fallen victim to fraudster because of their ignorance. It is worthy to note that your bank will never request for some vital information from you, either through call, SMS or email.

It is very important for you to understand that your personal details like PIN, Card number, CVV, Internet banking User ID, password and Token code are for your personal consumption and are not meant to be shared with anybody including your bankers or account officers. To keep your account safe, please ensure you do not share any of your account details with anyone.

As highlighted above, here are some vital information that can cause loss of funds in your account, if compromised.

  • PIN: This is an abbrevation for Personal Identification Number. This can be your ATM PIN, USSD PIN, Mobile banking PIN etc.
  • Card Number: This refers to the numbers in front of card, whether it be mastercard, visacard or verve.

See example of card details below, the highlighted numbers from 7253 – 1245

  • CVV: This is an abbrevation for Card Verification Value. This is usually a 3 digits number at the back of  your card.

See example of CVV number below:

  • Internet Banking User ID : This refers to your unique number, code or your email, depending on your bank. It is uniquely attached to only you. It can be your account number, phone number, email address, this is usually determined by your bank.
  • Password: This is a secret word, phrase or characters that allow you access to your account.
  • Token: This is a small hardware device that the owner uses to authorize his or her transaction. It is an authentication device that helps in protecting you from internet banking frauds.

See a typical token device below:

Please ignore any call, SMS or email requesting for the above details.


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Banking Tips

How to block your Zenith bank ATM card if stolen or lost



The issue of stolen ATM card in Nigeria has become an everyday occurence. Some banks like Zenith bank has brought about innovations that allow you block your account or card at the comfort of your home.

See below, the various options available to you as a Zenith bank customer, if your card is stolen or lost.


Internet Banking/Mobile banking Option

  • Log into your internet/mobile banking profile
  • Click on the menu bar and select Cards and Cheques
  • Select deactivate card and enter a reason
  • Then click on continue.


Protect Code/Deactivate Account

  • Simply dial *966*911# from any mobile phone.
  • Enter your account number
  • Enter your SMS alert number
  • Then press 1 to continue

After following the protect code option, your account will be blocked instantly. To unblock your account, simply visit any Zenith bank branch.


Email Option

Please note that to achieve prompt result with this option, it is advisable you use your registered email with the bank. That is, the email address you receive email notification on.


Call Option

  • Simply call +234-1-2787000, +234700ZENITHBANK, +234-01- 2781740 or +234-01- 2782273.

So do not allow frauster or thieves gain access to your account, simply embrace any of the above option to block your account or your card, if your card is stolen or misplaced.

Please note that your bank will never request for your PIN, Password, Card details or Token. Kindly ignore any email, SMS or call requesting for those details.


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